Security & trust

Built for the
weight of
real capital.

FIN moves capital between verified parties. That requires more than a checkbox. Below is what we do today, what we're working toward, and what we will not promise until it's true.

Four pillars

How FIN protects the floor.

01 / Verification

KYC, KYB, and source-of-funds.

Every investor and every listing party is identity-verified before access. Source of capital is reviewed against published thresholds. No party reaches a counterpart until both sides have cleared.

  • +Document-grade KYC and beneficial-owner discovery.
  • +Source-of-funds review tiered by ticket size.
  • +Sanctions, PEP, and adverse-media screening.

02 / Capital handling

Escrow and milestone-based release.

FIN never holds client capital directly. Funds sit in escrow with regulated banking partners. Disbursement is milestone-gated and signed off by both sides through the platform.

  • +Trusted banking and escrow partners only.
  • +Staged release tied to deal milestones.
  • +Two-sided sign-off on every disbursement.

03 / Data & access

Encryption, least privilege, audit log.

Data is encrypted at rest and in transit. Access is least-privilege by role. Every action on the platform — document view, term change, disbursement — lands in an immutable audit log.

  • +TLS 1.3, AES-256 at rest.
  • +Role-based access with mandatory MFA.
  • +Tamper-evident audit log, exportable on request.

04 / Governance

Templated terms, reviewed by counsel.

Every deal type runs on templated documentation reviewed by external counsel. Bespoke terms are flagged, redlined, and re-reviewed. Nothing closes on a handshake.

  • +Template library across deal types.
  • +External legal review on every template.
  • +Redlines tracked and version-controlled.

Where we are today

What we have. What we're working on. What we don't claim.

Item Status Note
KYC / KYB on every party Live Document-grade verification active for all onboarded users.
Source-of-funds review Live Tiered review thresholds applied at investor onboarding.
Escrow with regulated partners Live Capital never held directly by FIN.
Audit log and exportable trail Live Every platform action logged, available on request.
Capital Markets Services Licence (Malaysia) In progress Building toward licensure. Operating today as pre-license franchise capital infrastructure.
SOC 2 / ISO 27001 Planned Controls being implemented. We will not claim certification until audited.
Cross-border licensing (ASEAN) Planned Sequenced after Malaysia licensure. One jurisdiction at a time.

Disclosure

What we won't say
until it's true.

FIN is operating in Malaysia today as franchise capital infrastructure, ahead of formal licensure. We do not currently hold a Capital Markets Services Licence and do not represent ourselves as a regulated capital markets services provider.

We do not currently operate in Singapore, Indonesia, Thailand, the Philippines, or Vietnam. Any reference to those jurisdictions on this site refers to roadmap intent, not active service.

FIN is not a broker, fund manager, or financial adviser. We do not solicit investment, recommend specific opportunities, or take custody of client funds. All capital flows through trusted banking and escrow partners.

If a claim on this site is wrong or unclear, tell us — we'll fix it.

Questions?

Talk to the team
before you commit.

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